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Caring for Your Classic: Smart Tips for Insuring Your Classic Car

Buying insurance for your daily driver is pretty simple, but getting coverage for your classic or antique vehicle is another thing entirely. If you want to keep your classic covered, you need to know where to shop and what to look for. This Caring for Your Classic: Smart Tips for Insuring Your Classic Car by beconrad Buying insurance for a normal car is a pretty straightforward procedure. You simply call the agent or go online, enter some basic information about the type of vehicle you own, how many miles you drive it and what kind of coverage you want. In a matter of minutes, you will have an insurance quote, and you can make your buying decision based on those criteria. That may be fine for your daily driver, but what about the classic in your garage? How can you ensure your classic car is protected, and that you can afford to fix it should the vehicle you love be damaged in an accident? Buying insurance for a classic car is not the same as purchasing coverage for a normal sedan or SUV, and a single mistake could leave you with some serious out of pocket costs. Here are some tips for covering your classic. Start With a Quality Appraisal If you want to know what a normal car, truck or SUV is worth, you can simply look up its value online. With a single trip to the Blue Book website or a similar site, you can see an updated value for the vehicle you are insuring. Valuations are more difficult, however, for vehicles deemed classics and antiques. The value of a classic automobile or antique pickup truck will be influenced by a number of factors, from whether or not all the parts are original to the quality of the paint job to the overall condition of the vehicle. If you want to make sure you have the coverage you need, get a quality appraisal before you start shopping for insurance. Seek Out a Specialist Ordinary insurance companies are fine for daily drivers and brand new automobiles, but insuring a classic or antique vehicle is another thing altogether. If you want insurance that values your classic as much as you do, you need to seek out a specialty insurer. If you are part of a classic car club or similar organization, ask your fellow members for recommendations and the names of companies that can insure your special vehicle. The personal recommendations of fellow classic car enthusiasts counts for a lot, and this insular world is filled with men and women who are anxious to share their experiences, both good and bad, with various insurance providers. Think About Your Deductible Buying insurance for a classic car may be a specialized undertaking, but the inverse relationship between deductible and premium is still in place. Whether you are insuring a 1950 Ford or a 2010 Chevy, accepting a higher deductible is the surest and fastest way to lower your monthly premium. You will want to think carefully about the deductible when choosing coverage for your classic. When you talk to the agent or go online, ask for several different quotes at various deductible levels, so you can compare your options more easily and make a smart decision. If you own a classic or antique car, you have an important decision to make, and a substantial investment to protect. Insurance coverage is an absolute must for owners of these special vehicles, and the more you know the easier it will be to find the best option at the lowest possible price. article provides some smart tips for buying insurance for your classic car or truck. | Read More →

Words: 554   Downloads: 0   Category: Automobiles   By: beconrad

Top 5 Best Stock Jeep Mods

Jeep owners love modifying their Jeeps to suit the trail, but if you use your Jeep for a daily commuter, you might feel stuck. However, with these five stock Jeep mods, your Jeep can soon look like it belongs on the trail, not the road. These mods are super easy to do, without mechanic skills, and don't need to cost an arm and a leg. | Read More →

Words: 1050   Downloads: 0   Category: Automobiles   By: stacireanue

10 COVID-19 Appropriate Gift Ideas

While choosing a gift can be difficult at the best of times, the Covid-19 pandemic has added new complications. If you are stuck for ideas in these challenging times, this article will offer inspiration in the form of numerous Covid-19 appropriate gift suggestions. | Read More →

Words: 822   Downloads: 0   Category: Gifts   By: Ravenmuse

6 Warning Signs Your Car's Shock Absorbers Are Failing

Faulty shock absorbers cause a bumpy, uncomfortable drive, but the problems can be much more severe than that. Poor shock absorber performance can cause dangerous handling issues, with steering and braking both affected. This article explains the most common signs that your shocks need some repair work before they become a danger. | Read More →

Words: 494   Downloads: 0   Category: Automobiles   By: Peter Swift

10 Things You Should Never Pay for at a Car Dealership

Most car buyers are unfamiliar with the many hidden fees and upsells they’ll encounter at a car dealership. Sophisticated sales tactics can inflate the final bill of sale by thousands of dollars, but with a little background, the average person can negotiate many of these costs away. This article highlights 10 of the most common add-ons and unnecessary fees car dealerships use to make money and how car buyers can “beat the dealer” for the best price possible. | Read More →

Words: 939   Downloads: 0   Category: Automobiles   By: mdefrange

4 Important Reasons to Replace a Missing Gas Cap

Gas caps can get lost if the connecting plastic strip breaks and the owner forgets to put the cap back on after refueling. Although it may seem that replacing this device is unnecessary, there actually are important reasons to do so. This article provides details on those reasons and also explains why buying a new cap is better than purchasing a used one. | Read More →

Words: 520   Downloads: 0   Category: Automobiles   By: S.J. Merens

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