Debt Negotiation Programs: Too Good to be True?
Article geared toward consumers thinking about joining a debt negotiation firm. These are firms that promise to settle your debt for a fraction of what you owe. Article describes the debt negotiation firm process, negative credit ratings, whether you really save money, and when debt negotiation can work for you. Also mentions alternatives like debt negotiation attorneys and negotiating directly with creditors.

Submitted By AJ Kerr

Is a Credit Counselor Right for You?
An how-to article for consumers about choosing a credit counselor or credit counseling organization. Gives tips on what questions to ask: fee listings, what services the credit counselor may provide, and what to look for in legitimate credit counselors.

Submitted By AJ Kerr

What Consumers Need to Know About Their Vantage Credit Scores
In an effort to even the playing field for consumers while offering lenders a more viable means of assessing the credit worthiness of these consumers, the Vantage Credit Score was developed. What is it and what does it do differently than the old Fico Score? Introductory Blurb included within the document (additional 45 words)

Submitted By Word Gypsy

Boating Dreams Sunk by Bankruptcy (Best Offer)
Bankruptcy may seem like an easy way out of mounting debts, but the effects for future borrowing are hardly worth it. Article looks at bankruptcy especially for boat loan borrowers.

Submitted By Elizabeth Ann West

Find the Boat of Your Dreams by Knowing Your Credit Score
Knowing your credit score can help you get the boat of your dreams and the financing terms you need to make that dream a reality. This article provides some reasons why you should know your credit score before you start shopping for that new boat.

Submitted By beconrad

Is a Boat in Your Future? – Know Your Credit Score Before You Shop
If you are planning to buy a boat, be sure to get your credit score before you go shopping. This article explores the importance of knowing your credit score, and how it can help you get the boat of your dreams at a price you can afford.

Submitted By beconrad