An in-depth discussion of strategies that can be used to bolster the value of 401(k) retirement plans, beginning with a brief explanation of how 401(k) works, and how employer’s contributions are structured. It then follows with a number of helpful strategies for maximizing the value of your 401(k). These include gradual, annual increases to your contribution rate, fulfilling your company’s vesting requirements, and learning how to navigate around various fees and penalties. | Read More →

Many homeowners struggle to find ways to achieve debt-free homeownership. A number of key strategies are given to help homeowners pay down their mortgages faster. This includes choosing the mortgage that's right for your budget, choosing the right down payment, and tackling the principal loan head on. The homeowner is also asked to consider all options for paying down their debt faster, from making small sacrifices in other areas of their budget, to more drastic measures such as downsizing to a smaller home. | Read More →

Overcoming the hurdles posed by a sports injury can be daunting for many athletes. If you have an active lifestyle, sustaining an injury can pose a serious obstacle to reaching your fitness goals. You may worry about losing significant amounts of strength or endurance while to take time off of exercising to rest and recover, while attempting to work around an injury can be a source of frustration and may even aggravate the injury. However, there are a number of key strategies you can use to not only maintain a basic level of fitness and even build on your athletic gains while in the recovery stage. | Read More →