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William James

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Writer Biography

Christopher Faille writes on financial and legal issues. He is the co-author, with David O'Connor, of Basic Economic Principles (2000) a guide to supply, demand, and related concepts for secondary school courses.

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The Ambivalence of 'Skin in the Game'

The phrase "skin in the game" probably first entered the English language in the vicinity of horse race tracks. The owners of the horses were the most to gain or lose by the performance of their beasts, so (the implicit reasoning was) they surely are better informed than the touts who sell their advice to the suckers in the stands. Indeed, there is some truth to that. But the notion that "skin in the game" is a sufficient metric for choosing advisors is itself a risky one. | Read More →

Words: 513   Downloads: 0   Category: Finance   By: William James

Politics and Money: Mother’s Milk No More?

The audience of those once-dominant broadcast networks has fragmented over the decades, so high-cost network ads, which could once define political conversation, receive much less Bang for the Buck than the once did. This fact is part of a broader pattern: money is no longer the "mother's milk" of politics. This article discusses that fact, and discusses how the decline of Big Money makes way for the rise of Big Data. | Read More →

Words: 624   Downloads: 0   Category: Politics   By: William James

Zimbabwe’s Controversial Move to “Moveable Assets”

Under some circumstances, a proposal to shift a developing nation's banking policies to favor the use of moveable assets as collateral might be considered uncontroversial. The case for such policies, which can bring banking to the otherwise unbanked, is usually straightforward. But in Zimbabwe, given its unique history, nothing is straightforward. | Read More →

Words: 619   Downloads: 0   Category: Africa   By: William James

Dollar Hoarding Blamed for Zimbabwe's Cash Crunch

Zimbabwe's finance minister blames the current critical cash shortage in that country on hoarding of U.S. dollars by traders. He says three such traders have been prosecuted, have pleaded guilty, and will be sentenced soon. The underlying problem, though, is that the foreign currencies on which Zimbabwe relies as its own legal tender leave the country more quickly than they enter it. | Read More →

Words: 590   Downloads: 0   Category: Africa   By: William James

The Export Trade for Zimbabwe: Adding Value

Mike Bimha, Zimbabwe's Industry and Commerce Minister, says, "The most sustainable source of currency for Zimbabwe is not just exports but value added exports." The thought suggests an inquiry into a 2016 central bank export bonus scheme as well as the 2017 loosening of export permit requirements. But pursuing Bimha's thought also may lead to thoughts of ... cement. | Read More →

Words: 604   Downloads: 0   Category: Africa   By: William James

Becoming a Money Lender in Singapore

An entrepreneur seeking to lend money as a business, within Singapore, can register as a sole proprietor, or can register with others as a partnership, or can incorporate. In any event, the pertinent entity may then apply for a license, or may seek an exemption on the license requirement. If the entity does seek a license, its principal will have to take a test, determining his grasp of the pertinent statutes and regulations. | Read More →

Words: 521   Downloads: 0   Category: Entrepreneurship   By: William James

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