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If you’re fairly young and have so far not been affected by any serious health issues, you may think that health insurance is an unnecessary expense, and that your money could be much better used in other ways. Think again!

The chances of your reaching the so-called Golden Years with no physical problems of any kind are virtually zero. Those chances can be increased, however, with planned protection against various illnesses and diseases, along with quick and appropriate medical care in the event of an accident or emergency.

A person who carries no health insurance may be inclined to overlook small medical issues, assuming they are nothing to worry about, or to avoid seeing a physician about existing problems because an office visit is expensive. If you are such a person, you’re gambling with your health, and "the house always wins" in these situations. That is exactly the purpose of health insurance: to pay your medical bills when you have an office visit or an emergency health problem.

And speaking of emergencies: why do you buy automobile insurance for your car? The purpose of vehicle insurance is to protect you from full financial responsibility if an accident occurs while you are in your car. It’s the same with health insurance, except that the latter can also help with paying for basic medical expenses.

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Written by: nichewriter
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