Ciele Edwards is a credit specialist and finance expert who has spent most of the past decade working in the credit industry and learning its secrets. She teaches her clients how to repair their credit and manage their debts more efficiently.
For the past two years Edwards has taken freelance writing jobs focusing on the business and finance industry. She currently holds a B.A. in English and will consider certain private requests.
Number of Articles Written: 153
Number of Usage Licenses Sold: 20
Number of Unique Licenses Sold: 0
Number of Full Rights Licenses Sold: 92
When you begin your home search, it is imperative that you select the right real estate agent to help you find a home. Even if you have a buyer´s agent that you trust, that agent may not tell you the whole truth about the home or area you are considering. This 703-word article examines five common lies buyers´ agents tell their clients and explains how home shoppers can uncover the truth about the property they are considering purchasing.
Words: 703 Downloads: 0 Category: Real Estate By: Ciele EdwardsIn this struggling economy, more creditors and collectors are suing consumers than ever before. Some unethical companies even file lawsuits for debts that are no longer legally enforceable due to an expired statute of limitations. This 624-word article discusses how the statute of limitations is calculated, how it protects consumers and what debtors can do to protect themselves if a creditor sues after the statute of limitations expires.
Words: 624 Downloads: 0 Category: Law By: Ciele EdwardsMany a prospective home buyer has fallen in love with a home only to be told that the property is a short sale. Short sale transactions are notoriously complex and not for the faint of heart. While you can´t force a lender to approve your offer or improve its communication efforts, there are actions you can take to make the process run more smoothly and avoid disappointment. This 521-word article focuses on crucial information home buyers should be aware of before submitting an offer on a short sale.
Words: 521 Downloads: 0 Category: Real Estate By: Ciele EdwardsForeclosure carries consequences beyond the loss of the family home. One such consequence is the difficulty former homeowners often have when searching for a new place to live. Because of the severe credit damage foreclosure causes, many foreclosure victims do not have the credit scores necessary to qualify for rental housing. This 623-word article illustrates four methods consumers can use to get approved for an apartment or rental home immediately following a foreclosure.
Words: 652 Downloads: 0 Category: Real Estate By: Ciele EdwardsProperty division is a heated issue in many divorces. One particularly complex area of property division involves inherited funds. Whether or not you must split your inheritance with your spouse depends upon whether you live in a common law state or a community property state. This 549-word article discusses how both common law and community property states treat inherited assets in a divorce.
Words: 549 Downloads: 0 Category: Divorce By: Ciele EdwardsAs any real estate agent will tell you, selling a home is hard work. Unfortunately, few homeowners realize the amount of effort that listing agents put into advertising and promoting homes. This lack of understanding leads some homeowners to attempt to sell their own homes rather than seeking professional assistance. This 628-word article discusses the benefits of hiring an experienced listing agent and debunks such myths as the belief that selling a home without the help of a listing agent saves the homeowner money.
Words: 628 Downloads: 0 Category: Real Estate By: Ciele Edwards