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Ciele Edwards

Ciele Edwards

Freelance Writer



Ciele Edwards is a credit specialist and finance expert who has spent most of the past decade working in the credit industry and learning its secrets. She teaches her clients how to repair their credit and manage their debts more efficiently.

For the past two years Edwards has taken freelance writing jobs focusing on the business and finance industry. She currently holds a B.A. in English and will consider certain private requests.

Portfolio Info

Number of Articles Written: 151

Number of Usage Licenses Sold: 20

Number of Unique Licenses Sold: 0

Number of Full Rights Licenses Sold: 91

Featured Articles

Vital Short Sale Information for Buyers
How to Qualify for an Apartment or Rental Home After Foreclosure
What Happens to Inherited Assets in a Divorce?
Sell Your Home: The Benefits of Working With a Listing Agent
Avoid These Common First-Time Home Buyer Mistakes

The Environmental Benefits of Recycling Plastics

Recycling programs around the world encourage consumers to recycle plastics in order to contribute to a “greener” Earth. What you may not realize, however, is just how recycling plastic benefits the environment as a whole. Plastics, and the manufacturing process that produces them, contribute to air, water and ground pollution while also taking up entirely too much space on the planet. Recycling plastics can ease these planetary woes and improve the quality of life for the planet’s inhabitants.

Words: 529   Downloads: 0   Category: Environmental   By: Ciele Edwards

The Effect of Mortgage Foreclosure on Your Credit Report and Score

Although the emotional trauma you may suffer during and after a foreclosure is bad enough, its effect on your credit can cause you additional difficulties. Not only is foreclosure itself damaging to your credit, but the events precipitating and following foreclosure, such as late payments and a mortgage deficiency balance, hinder your credit rating even further – making it more difficult to find a new place to live soon after losing your home.

Words: 724   Downloads: 1   Category: Real Estate   By: Ciele Edwards
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The Judgment Process: What Happens When You Don’t Pay Your Credit Card Bill

Unpaid credit card debt can do more than just damage your credit rating – it can leave you facing a lawsuit. When a credit card company or collection agency sues you for the debt that you owe, a court judgment is often the result. Court judgments do significant damage to your credit rating while also leaving you subject to having your wages and bank accounts involuntary garnished.

Words: 839   Downloads: 2   Category: Finance   By: Ciele Edwards
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Adjustment of Status: Filling Out a Family-Based Immigration Application

U.S. visas aren´t designed to be permanent. When an individual is granted a U.S. visa, he has a limited amount of time to remain within the U.S. before returning to his home country. By locating a sponsor and filing a petition with the U.S. government to adjust his status in the country to that of a permanent resident rather than a visa holder, the individual may continue to live and work in the country. If his petition is granted, he can legally make America his permanent home. This 1540 word article contains detailed instructions on the specific forms immigrants need to apply for permanent residency and which information should be included when submitting each form.

Words: 1540   Downloads: 0   Category: Law   By: Ciele Edwards

Go Green: 10 Ways to Conserve Water at Home

Whether you’re a seasoned environmentalist or just want to lower your water bill, conserving additional water each month only requires a few simple changes in the way you go about your daily activities. This 740 word article lists ten easy ways you and your family can save more water and, in the process, save the environment.

Words: 740   Downloads: 0   Category: Environmental   By: Ciele Edwards
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Illegal Debt Collection: Protect Yourself From Abusive Collection Agency Tactics

Debt collectors will often go to any length to procure a payment from a consumer. In many cases, these extreme collection tactics are illegal. If you feel you have been a victim of abusive debt collection methods, your consumer rights under the Fair Debt Collection Practices Act may have been violated. You have the right, however, to defend yourself and your good name by filing a lawsuit against the collection agency that is pursuing you.

Words: 565   Downloads: 0   Category: Personal Finance   By: Ciele Edwards

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