Ciele Edwards is a credit specialist and finance expert who has spent most of the past decade working in the credit industry and learning its secrets. She teaches her clients how to repair their credit and manage their debts more efficiently.
For the past two years Edwards has taken freelance writing jobs focusing on the business and finance industry. She currently holds a B.A. in English and will consider certain private requests.
Number of Articles Written: 151
Number of Usage Licenses Sold: 20
Number of Unique Licenses Sold: 0
Number of Full Rights Licenses Sold: 91
Like other creditors, collection agencies have the right to report your debts to the credit bureaus. Collection debts are always negative and can wreck havoc on your credit score, leaving you paying higher interest rates than necessary on future loans and credit cards – if you get approved at all. By understanding the credit reporting process, however, you can work toward preventing collection accounts from appearing on your credit report and mitigating the damage of those already present within your file.
Words: 543 Downloads: 1 Category: Personal Finance By: Ciele EdwardsCollection agencies aren´t always successful in their debt recovery efforts. They do, however, have options at their disposal when collection attempts fail. This 717 word article examines the pressures the collection industry faces, the methods most debt recovery agencies prefer and what happens when collection agencies simply cannot collect on an account.
Words: 717 Downloads: 0 Category: Finance By: Ciele EdwardsHeart monitors come in a variety of shapes, sizes and types, but they all have the same purpose–to monitor and record heart activity. This 483 word article provides details about four very different varieties of heart monitors and how doctors use these machines to more adequately track heart activity and diagnose illnesses.
Words: 483 Downloads: 0 Category: Medical By: Ciele EdwardsNumerous varieties of real estate liens can attach to your property, making it a challenge to sell. This 450 word article focuses on judgments liens, how they occur and how they affect both the property and its owner.
Words: 450 Downloads: 0 Category: Real Estate By: Ciele EdwardsChecking your credit report allows you to review the information creditors are reporting about you and ensure that the data is accurate. Reporting errors could lead to damaged credit and result in you being turned down for loans and credit you rightly deserve. Canadian residents may request a credit report whenever they please for free as long as they make the request via mail. This 481 word article details how to request a Canadian credit report via mail.
Words: 481 Downloads: 0 Category: Personal Finance By: Ciele EdwardsYou’re moving into an apartment, but what are you going to do with all that stuff? Fortunately, the lack of storage space in your new apartment doesn’t have to leave your living space cluttered. You can greatly increase the amount of free space in your new home for under $50 with a few inexpensive space-saving techniques.
Words: 512 Downloads: 0 Category: Home Improvement By: Ciele Edwards